cross-posted from: https://lemmy.world/post/33704049
Wanted to add, “Fuck Cars!!”
Car payments for decades of one’s life are not the way to go.
cross-posted from: https://lemmy.world/post/33704049
Wanted to add, “Fuck Cars!!”
Car payments for decades of one’s life are not the way to go.
I can currently find a bunch of used, decent Toyota corollas in the 7-10k price range. Liability insurance should be like $50/month.
Your estimates seem quite high to me.
$50 a month where? People here spin signs saying $30/month insurance but that is not insurance. Actual liability coverage here is hundreds a month. $200 would be low.
Oh, I just checked and I was wrong. I pay $61/month to Progressive for liability on a >20 year old small pickup truck in California. $100k per person, $300k per accident, in case I crash into a pile of Ferraris or something.
The liability is $50/month but uninsured motorist insurance is most of that additional $11.
I’m paying for insurance in case I get hit by someone who doesn’t have insurance? Ridiculous.
Our uninsured motorist is almost 1k every 6 months, plus bodily injury even more, the property damage coverage is not as expensive as the people damage insurance (which makes sense). It’s like a vicious circle - insurance is high for uninsured but then as it costs more, more people get uninsured.
Wow, that’s expensive. I’m a cheap ass. I’ve always had cheap, old Toyotas.
I can see how it’s nice to have a more modern car but I just can’t justify all the expenses. I’d rather retire sooner.
Yeah if I can keep the 2014 Honda going I will. Was going to keep its predecessor, the Civic but someone ran me into a phone pole and totalled it, in 2014.
Partly because it’s manual and that’s hard to find now, but I love it and it’s paid off and I don’t drive a lot.
I have no.accidents and I pay triple that for legal minimum liability
That’s wild. I pay less than $500 a year for like $100k in liability insurance. Maybe I’m just old and have a good record.
Do you have tickets?
One, red light camera. Must be my zip code
this guy was the 1k beater, 5 years ago
good job at reading
Even about 25 years ago, $1000 would get you a car without major cosmetic damage but it’d have a couple hundred thousand miles on it. You can still get that for around $3k today. I see them on craigslist right now. Where I live, minimum wage has increased 2.5x since then.
There’s your beater for roughly the same number of minimum wage hours worked.
Tell 'em, boy