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normalexit@lemmy.worldto News@lemmy.world•Even Top Earners Are Falling Behind on Credit Card and Car Payments11·10 hours agoOur credit cards are attached to bank accounts for monthly payments.
Credit cards companies in the US encourage putting all your expenses on the card to get cash back bonuses and other perks. They only require minimum monthly payments, and whatever carries over month to month is charged crazy high interest rates. Like over 25%.
normalexit@lemmy.worldto Selfhosted@lemmy.world•Migrated my Docker Compose homelab to OpenTofuEnglish3·2 days agoIf a new project doesn’t come out called rockets impose I’ll be disappointed .
I wish they just didn’t give out crappy plastic toys at all.
normalexit@lemmy.worldto News@lemmy.world•Sen. Josh Hawley wants to exclude ‘Biden voters’ from $600 Trump tariff rebate checks35·5 days agoHe wants to exclude Biden voters from the $600 Trump tariff rebate checks?! The ones Trump got for us?
The same Trump that was best friends with Jeffery Epstein up until his suspicious suicide? You know, that known pedophile that Trump said “liked them young?” Remember when Trump wrote him a weird birthday card? That was odd for a president to do that. Trump did say he liked to grab women by the pussy. That was weird too.
Wait what were we talking about again? Oh yeah the $600 “sorry we dismantled your somewhat functioning government” check I probably won’t get. Cool.
Homestar and Strongbad really get me. Now sign my guestbook!
I miss the old days of people making niche websites for their hobbies, their own blogs, and message boards.
So many people think of the Internet as Google, Meta, Netflix, or <favorite social network here>. That makes me sad.
I don’t see a way back to a less commercialized internet, but little pockets of goodness like Lemmy make me happy.
normalexit@lemmy.worldto Showerthoughts@lemmy.world•Human civilization won't last forever; someday there will be a last movie ever made4·7 days ago“they” is rather ominous.
normalexit@lemmy.worldto Mildly Infuriating@lemmy.world•nobody in webdev knows what graceful degradation is anymoreEnglish11·8 days agoDevelopers are still familiar with the concept, there are even ideas like server side rendering in react to make sites more SEO friendly.
I think the biggest issue is that there is very little business reason to support these users. Sites can be sued over a lack of accessibility and they can lose business from bad ux, so they are going to focus in those two areas ten times out of ten before focusing on noscript and lynx users. SEO might be a compelling reason to support it, but only companies that really have their house in order focus in those concerns.
normalexit@lemmy.worldto politics @lemmy.world•This is the most panicked Republicans have been in years4·8 days agoAh oops. I got bored before the paywall lol. Probably need someone to dump the contents that is a paid subscriber.
normalexit@lemmy.worldto Lemmy Shitpost@lemmy.world•"Pilot had to dive aggressively to avoid midair collision over Burbank airport."2·10 days agoI made it through. Maybe next time.
normalexit@lemmy.worldto Lemmy Shitpost@lemmy.world•"Pilot had to dive aggressively to avoid midair collision over Burbank airport."7·10 days agoI won’t be using them, ha.
normalexit@lemmy.worldto Lemmy Shitpost@lemmy.world•"Pilot had to dive aggressively to avoid midair collision over Burbank airport."23·10 days agoSitting in an airport right now. Great.
normalexit@lemmy.worldto News@lemmy.world•Military Says It Will ‘Continuously’ Monitor Bathrooms to Comply With Anti-Trans Order3·13 days agoLindsay Graham enters the chat.
normalexit@lemmy.worldto politics @lemmy.world•Beef prices are the new egg prices. They’re soaring | CNN Business1·13 days agodeleted by creator
normalexit@lemmy.worldto politics @lemmy.world•Beef prices are the new egg prices. They’re soaring | CNN Business2·14 days agoWe’re all going to be soo rich once the billionaires get theirs.
normalexit@lemmy.worldto News@lemmy.world•US House speaker shuts down chamber to block Epstein vote15·14 days agoThis is the one where Trump raped those kids.
normalexit@lemmy.worldtoMicroblog Memes@lemmy.world•Useless twisting of our new technologyEnglish8·15 days agoI’m walking into spiderwebs, so leave a message and I’ll call you back.
I personally pay mine off every month, but I am more fortunate than many. I think a lot of people fall behind on their bills.
People have to prioritize rent and utilities every month just to stay off the streets. Then food, healthcare, and other essential expenses need to be taken care of. Anything that can’t be paid for out of pocket goes on the credit card, and since you only need to make a minimum payment on a credit card, a lot of people will do that to keep their heads above water until next month rolls around.
It’s a vicious cycle and once that interest gets added in you are really only paying down the interest and not reducing the principal.