

My clients’ billing systems now send me invoice factoring spam every month, which is basically the same trade as a payday loan or bnpl. I worry how many other freelancers are clicking that button and how this has become so normalized, it’s bad enough out there already, without paying 2.5% per month.


For me, I started noticing Taulia spam via a clients SAP last Jan, and Bill.com started doing similar a few months after. I think the new part is that these are now integrated into the platforms, like how Klarna bnpl is directly integrated into the ecom storefronts.