

it’s worse than that, you should probably take number of adults (as in, 18+) as base here, and it’s 78% of them (267M), according to first random source i’ve found, so it’s closer to 34%
from what i understand, american anomaly is that they take debt like that even when not strictly necessary in order to pump up their credit scores which might be useful later, but even then, 9% of population relies on going to loan shark the app in order to get food, absolutely nothing to look at here, move along,











lmao, what’s his lesswrong username?