• 46 Posts
  • 99 Comments
Joined 8 months ago
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Cake day: December 2nd, 2024

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  • This is becoming the norm. Don’t think there can be some new payment processor based off traditional finance and banking that can get around this. Visa, MasterCard, PayPal, Square, SEPA, FedNow, etc will all rather block transactions to companies that deal in NSFW or whatever is considered dangerous content than try and be some neutral payment rail.

    Any in terms of cryptocurrency, any stablecoin will end up subject to the same problems where the issued stablecoin is backed by a governments currency or bonds or even like corporate bonds which are regulated by countries and those are all clear ways to regulate what is appropriate for spending money on. Stablecoins have freeze and clawback mechanisms, at least the ones that are legally compliant. Really to me the only solution is for non-stablecoin/gold/etc backed cryptocurrencies to become popular for payments












  • Everyone I know around my age that have purchased either bought before 2019 in the smaller cities of Texas where it was a house or it was sometime 2020-2022 when rates were sub 4% and home prices didn’t explode yet and those were condos. Also everyone was dual income or it was to co-own a house. I know one person that purchased by themselves but they sleep in the smallest room and rent out every other room to siblings and friends

    Since some point in 2022, the only people I know that bought a home were a married late 30s couple that were high income and the home was like 70+ years old and a pipe burst and there turned out to be a lot of mold that made it unlivable for a period of time



  • I didn’t realize until around like 2016 realizing from a steady stream of new coworkers out of high school to fresh college grads talking about their doctor telling them they were prediabetic. Then lunchtime with them either they brought from home or purchased during work lunch time, I didn’t realize how many families made juice/soda and desert a part of every meal. Bag of chips or slice of cake or it wasn’t a full meal so it was hard for these now adults to feel complete without a sugary drink and either a fried salty snack or sweet pastry

    People snack during the day, and for many that means smaller main meals, but some people snack equivalent of whole meals. Like 3 meals a day plus the equivalent of at least one more just in unfocused regular downing of small bites, whether in reasonable amounts healthy or like mini slim jim’s, and energy drinks