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Joined 2 years ago
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Cake day: June 16th, 2023

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  • Anecdotally, I feel like im a pretty different person than I was when I was 22. Had first kid at 34, and am now 42.

    Analytically, I can’t know for sure if I would have significantly different feelings (e.g. regret, relief, etc.) if I had made different decisions. I recognize that the world is different now for 22 year olds compared to when I was 22. If “regret” avoidance is the main objective, then I’d guess that you could make a better assessment of potential outcomes (your possible feelings of regret) than your family as long as you’ve considered all of those outcome scenarios.

















  • Speaking from US perspective, our tax code is a few thousand pages. I don’t think it’s meant for most people to understand.

    That said, yeah the effective tax rate being a larger percent of one’s income than the income from a second job is probably something that would be understood by most if stated differently.

    Edit: i read some further responses and realized it’s a different situation than a simple effective tax rate issue. I also didn’t really understand the foreign and domestic tax issues at hand and resulting tax penalties though, so I’m in the ridiculous group.