Toaster

1. Open a Vanguard account.
2. Buy as much of the thing called VOO as you can each month.
3. Come back at retirement age to oodles of money.

SYMPHONY OF AARRRROOOOOOO

Three spoons of peanut butter in the kitchen at 1am

Holup, what were those last two things?

You are a modern day Magellan, never change